Why Financial Plans Are Worthless

Carl Richards is a CFP Professional who blogs about financial matters at his own site, Behavior Gap, and on the Bucks portion of the NY Times online. He really understands what's important with plans, planning, and the whole process. And for those of us who think in Venn diagrams (can I see a show of hands? One, two, . . . ok, so all two of us) he usually has a treat like the one below.

His newest post "Why Financial Plans are Worthless" is especially good.